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How to Get Sterling Bank Loan in 5 Minutes

How to Get Sterling Bank Loan in 5 Minutes

In today’s fast-paced world, it’s essential to have quick access to funds. Whether you’re looking to start a business or meet an unexpected expense, a personal loan can be a lifesaver. Sterling Bank, one of the leading banks in Nigeria, has made it easier than ever to get a loan in just 5 minutes. In this article, we will guide you through the process of obtaining a Sterling Bank loan quickly and easily.

How to Get Sterling Bank Loan in 5 Minutes

Step 1: Determine the type of loan you need

Sterling Bank offers various types of loans, including personal loans, salary advance loans, and business loans. Before applying for a loan, it’s important to determine the type of loan that best suits your needs. If you need a small amount of money to meet an emergency expense, a salary advance loan may be the best option. If you’re looking to start or grow a business, a business loan may be the way to go. Whatever type of loan you need, Sterling Bank has a loan product that can meet your needs.

Step 2: Check your eligibility

To be eligible for a Sterling Bank loan, you must meet certain criteria. The bank requires that you have a Sterling Bank account and be a salaried employee of a reputable organization or a business owner with a steady income. You must also have a good credit history and be able to provide the necessary documentation, such as a valid ID, bank statement, and salary statement.

Step 3: Apply for the loan

Once you have determined the type of loan you need and confirmed your eligibility, you can apply for the loan online. Sterling Bank has made the loan application process simple and straightforward. To apply, follow these steps:

1. Go to Sterling Bank’s website and click on the “Get A Loan” tab.

2. Select the type of loan you need and click “Apply Now.”

3. Fill out the loan application form with your personal and financial information.

4. Upload the required documents, such as your ID, bank statement, and salary statement.

5. Review and submit the loan application.

Step 4: Wait for approval

After submitting your loan application, Sterling Bank will review your application and notify you of the loan approval status. If your loan is approved, you will receive the loan amount in your Sterling Bank account within 5 minutes.

Step 5: Repay the loan

It’s important to repay your Sterling Bank loan on time to avoid penalties and additional fees. Sterling Bank offers flexible repayment options, including automatic deductions from your bank account, online payments, and payments at any Sterling Bank branch.


Getting a loan in Nigeria has never been easier, thanks to Sterling Bank’s fast loan process. By following the steps outlined in this article, you can get a Sterling Bank loan in just 5 minutes. Remember to check your eligibility, apply online, wait for approval, and repay the loan on time.

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